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  2. KYC - POI, POB, POA, and EDD
  3. Verification Process and Requirements

What is Proof of Address (POA)? Accepted Documents for Address Verification with IUX

Updated

Proof of Address (POA), or address verification, is a document used to confirm that a person truly resides at the address they provided.

It is an important step in the identity verification process (KYC – Know Your Customer) and part of compliance with Anti-Money Laundering regulations (AML – Anti-Money Laundering), which are required by financial regulators and broker compliance standards.

Documents Accepted as Proof of Address (POA)

Proof of Address (POA) is required to confirm your residential address for KYC and AML compliance. The submitted document must match the address details you entered in the system, and all standard POA documents must be issued within the last 3 months (except for National ID cards or documents used as POI).

Key Requirements :

  • Using POI as POA: Applicants can use their Proof of Identity (POI) document as their Proof of Address (POA). The exact same document can be submitted for both verification steps (e.g., uploading your National ID card for both identity and address), provided that the document clearly displays your full residential address.

  • Address Matching: If you currently live at a different address from your POI, please ensure your submitted POA matches the address type selected in the system (Registered or Current Address).

Accepted Proof of Address (POA) Documents by Country

Please select your country below to view the accepted Proof of Address (POA) documents.

🇮🇩 Indonesia
Accepted Document Conditions Remarks
KTP (National ID Card) Must display the residential address and match the address entered in the system. -
Kartu Keluarga (Family Card) Must display the residential address and match the address entered in the system. -
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
🇻🇳 Vietnam
Accepted Document Conditions Remarks
Citizen ID Card (CCCD) Must display the residential address and match the address entered in the system. -
Certificate of Residence Must be issued by a government authority. -
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
🇵🇭 Philippines
Accepted Document Conditions Remarks
ePhilID / PhilSys Card Must display the residential address. The standard PhilID cannot be used as POA if it does not display the residential address.
Barangay Certificate Must be issued by the local authority. Must clearly show the applicant’s name and address.
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
Credit Card Statement Issued within the last 3 months. Must be issued by a certified bank or financial institution.
Tenancy Agreement Must be a legal document that can be verified. Must clearly show the applicant’s name and residential address.
🇱🇦 Laos
Accepted Document Conditions Remarks
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
Certificate of Residence Must be issued by a government authority. Must clearly show the applicant’s name and address.
🇮🇳 India
Accepted Document Conditions Remarks
Masked Aadhaar Must display the residential address. The first 8 digits should be masked.
Passport Must display the residential address. -
Voter ID (EPIC) Must display the residential address. -
Driver's License Must display the residential address. -
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
🇳🇬 Nigeria
Accepted Document Conditions Remarks
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
Government-issued Residence Certificate Must be issued by a government authority. Must clearly show the applicant’s name and address.
🇬🇭 Ghana
Accepted Document Conditions Remarks
Ghana Card Must display the residential address. -
ECG Electricity Bill Issued within the last 3 months. -
Water Bill Issued within the last 3 months. -
Bank Statement Issued within the last 3 months. PDF format is recommended.
Tenancy Agreement Must be a legal document that can be verified. Must clearly show the applicant’s name and residential address.
Tax Document Must be issued by a government authority. Must clearly show the applicant’s name and address.
🇲🇽 Mexico
Accepted Document Conditions Remarks
INE Card Must display the residential address. -
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
🇨🇴 Colombia
Accepted Document Conditions Remarks
Cédula Must display the residential address. -
Utility Bill Issued within the last 3 months. Water, electricity, internet, or landline phone bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
🇿🇦 South Africa (ZA)
Accepted Document Conditions Remarks
Municipal Utility Bill Issued within the last 3 months. Water or electricity bills are accepted.
Bank Statement Issued within the last 3 months. PDF format is recommended.
Retail Statement Issued within the last 3 months. Must clearly show the applicant’s name and address.
Tenancy Agreement Must be a legal document that can be verified. Must clearly show the applicant’s name and residential address.
SARS Letter / Tax Document Must be issued by SARS or a relevant tax authority. Must clearly show the applicant’s name and address.
Insurance Policy Must display the residential address. -

Document & Screenshot Requirements

The submitted document or screenshot must meet all of the following requirements:

Accepted Requirements Not Accepted Requirements
  • Clearly displays the applicant's full name and residential address, matching the registered information. 
  • Issued within the last 3 months (Except for National ID or documents used as POI).
  • Shows the official source, such as the bank logo, mobile banking application, or website URL. 
  • The document or screenshot must be clear, complete, not cropped, and fully readable. 
  • Supported file formats: JPG, JPEG, PNG, PDF (maximum file size: 8 MB). 
  • For Bank Statements, submitting the original PDF is highly recommended.
  • Wallet balance or account balance pages. 
  • Money transfer receipts or payment confirmations. 
  • Profile or account information pages. 
  • Cropped or incomplete screenshots. 
  • Documents without the applicant's residential address. 
  • Documents without an official source. 
  • Documents generated from unofficial statement generator websites or edited documents. 
  • Expired or invalid documents.
  • Documents issued more than 3 months ago (Except ID cards).

For further assistance, please submit a ticket or email us at support@iux.com.

To learn how to submit a ticket, please refer to the following article: How to Submit a Ticket on IUX and Track Its Status.

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